Evaluate customer and return installment options

POST 
/partner/pre-loan-request/bnpl

Evaluates a customer for a purchase amount at a given merchant and, when the customer is accepted, returns the available installment options.

The preApproveId returned is valid for 14 days and is used to create the loan request (Create a loan request) and the widget token (Obtain a widget token for initialization).

A rejected evaluation is not an error: it returns 201 with accepted: false.

Request

Responses

201

Evaluation completed. Check accepted to know whether the customer was approved.

400

Bad Request. Possible causes:

• The merchant has no BNPL product configured.
• A loan already exists for externalTrxId.
• email is not a valid email.
• email is verified by another customer.
• The API token is not the current API token of the partner.

401

Unauthorized - Missing or invalid access token

403

Forbidden. Possible causes:

• The partner is not active.
• The partner does not have the placement access module.
• The merchant is not active.
• The merchant RUT is blacklisted.

404

Not Found. Possible causes:

• No merchant exists for entityId and newEntityParams was not sent or is incomplete.
• The partner of the API token does not exist.

412

Precondition Failed. Possible causes:

• entityId is missing.
• amount is missing or zero.

422

Unprocessable Entity. The error code is returned in message:

• ERR_MISSING_ID_NUMBER: idNumber is missing.
• ERR_EMAIL_IS_UNDEFINED: email is missing.

503

Service Unavailable - The customer's credit data could not be retrieved. Retry later.